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Mortgages

Mortgages

At David Cosma and Daniela Restrepo Real Estate and Mortgage, we specialize in mortgages for first-time homebuyers, 2nd, and 3rd mortgages. 

  • First time home buyers

Buying your first home is an exciting milestone, and we’re here to make the journey as smooth and stress-free as possible.

Here's how we can guide you through the process, handling everything for you:

It all begins with a friendly chat. We’ll sit down with you to understand your homeownership goals, answer any questions you have, and assess your financial situation.

 Our mortgage experts will help you get prequalified for a mortgage. This step helps you understand how much you can afford and makes you a more attractive buyer to sellers.

We’ll handle all the behind-the-scenes work, coordinating with lenders to ensure your mortgage application moves smoothly through the approval process.

Filling out mortgage applications can be daunting, but we’ve got your back. We’ll assist you in completing all necessary paperwork accurately and efficiently.

We’ll scour the mortgage market to find the best loan options for your needs. Our goal is to secure a mortgage with favorable terms that fit your budget.

Once you’ve found your dream home, we’ll negotiate on your behalf to secure the best deal possible. Our expertise ensures you get a fair price and favorable terms.

We’ll manage all closing details, from finalizing paperwork to securing your keys. You can relax knowing that everything is in capable hands.

At David Cosma and Daniela Restrepo Real Estate and Mortgage, we understand that buying your first home is a big step. That’s why we handle every aspect of the mortgage process for you, so you can focus on the exciting journey to homeownership. Our goal is to make your dream of owning a home a reality, and we’re with you every step of the way.

Ready to take that first step towards your new home?

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2019 – Gold Award
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2020 – Directors
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Award 2021 – President
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2022 – Gold Award

Testimonials

Excellent
Based on 22 reviews
Liliana Garzon
Liliana Garzon
2024-01-21
David is very reliable and professional person. He was absolutely wonderful with the whole process. He was clear with everything related to document expenses and times, he explained and clarified all doubts. I will keep on investing with him for sure.
Jorge Christian Serna
Jorge Christian Serna
2024-01-19
If you looking for someone you can trust, David is reliable and professional. Our experience was 10/10 with no issues at all. Thank you David for your integrity.
Fabian Vargas
Fabian Vargas
2024-01-18
David and Daniela achive our goal of getting and affordable house within our budget. They know a lot of this business, they are updated with all the changes that happend everyday in the market, and the most important think is that they explained you. So you can have a better understanding of the process, which makes you feel comfortable. Something that really impressed me is that right before the closing date, we were able to get a lower interest rate because they were pain attention daily to the rates. That simply proofs they really care about their clients and to get them the best deal. I fully recommend them for your house search.
Julian Uribe
Julian Uribe
2024-01-18
Absolutely grateful for the advice and help David gave me in the development of my home purchase. My family and I were very lucky. I have already recommended it to some friends who were also able to complete their home buying projects. I hope to have the fortune of doing business with him again.
edward hernandez
edward hernandez
2024-01-18
We couldnt have been in better hands than David Cosma. Thank you. Not only is he very professional and experienced but he took care of us and was patient with our particular situation. Me and my wife couldnt be happier with our new home. The hard work and effort speaks for itself and we would highly recommend him .
Tatenda-Jane Mangere
Tatenda-Jane Mangere
2023-07-04
David Cosma is amazing. He went over above being just our family's Mortgage Broker. He was all that and more. He treated us like family. For me and my family, he really was God sent. I would recommend him to anyone who requires his services.
val carmona
val carmona
2023-05-06
Thank you David for helping us with the process of our first home purchase. From the very beginning, David was kind, patient, informative and quick to respond. He took the time to work with us, answered all of our questions and helped us get the best possible option for our situation. We will definitely work with David again in the future and would recommend him to anyone looking for a mortgage broker.
Taffy C
Taffy C
2023-05-05
Working with David was a real pleasure. He was reassuring, timeous in all his communication and ensured he provided all the options giving pros and cons. For first time home buyers our experience was smooth. l would recommend David to anyone in need of a mortgage broker.
Herbert Larios
Herbert Larios
2022-12-30
Nuestra Experiencia en la Venta de la casa fue muy especial. Aun nos Preguntamos Muchas Cosas que nos Pasaron. Gracias a Dios se nos dieron las cosas. Gracias a Dios nos Recomendaron al Sr. David Cosma Rivero un buen Realtor y muy Profesional nos dio las Recomendaciones para mejorar la casa y justo la Vendimos en tiempo Record 24 Horas duro en Venta. Tuvimos un buen tiempo para Prepararla y Gracias a Dios se Vendio. Lo Recomendamos . Gracias David y su Grupo .
EXPRESS CARE PHLEBOTOMY SOLUTIONS
EXPRESS CARE PHLEBOTOMY SOLUTIONS
2022-11-05
The above and Beyond Team they are knowledgeable, Helpful, and provides the best guidance to make the right decision for your family