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1st, 2nd and 3rd Mortgage

1st, 2nd and 3rd Mortgage

Unlock Your Property’s Potential: Simplified 1st, 2nd, and 3rd Mortgages with David Cosma and Daniela Restrepo Real Estate and Mortgage.

First, second, and third mortgages can provide you with the financial flexibility you need, and we’re here to guide you through the entire process with ease. At David Cosma and Daniela Restrepo Real Estate and Mortgage, we make it hassle-free for you.

Here's a detailed look at how we can assist you:

Our journey begins with a personalized consultation. We take the time to understand your financial goals and needs, ensuring we tailor our services precisely to your unique situation.

We’ll analyze your financial situation and objectives to determine the appropriate mortgage structure(s), terms, and conditions that align perfectly with your requirements.

Based on your needs, we assist you in selecting the right mortgage option(s) from our network of trusted lenders. We ensure that the chosen mortgage structure matches your goals.

We handle all the paperwork, making the process smooth and efficient. Our experts ensure that your application is completed accurately, and that all necessary documentation is in order.

We negotiate with lenders on your behalf to secure favorable terms and conditions. Our expertise ensures that you get the best mortgage deal possible.

Once approved, we manage the disbursement of funds, ensuring you receive the mortgage amount according to your plan.

Our commitment doesn’t end with approval. We provide ongoing support and address any questions or concerns you may have throughout the life of your mortgage(s).

With David Cosma and Daniela Restrepo Real Estate and Mortgage, you can trust that we’ll handle every aspect of your first, second, or third mortgage with care and expertise. We’re dedicated to simplifying the process and providing you with the financial flexibility you need to achieve your goals.

Ready to explore the possibilities with a 1st, 2nd, or 3rd mortgage? Contact us today, and let’s begin the journey toward unlocking your property’s potential with confidence.

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2019 – Gold Award
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2020 – Directors
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Award 2021 – President
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2022 – Gold Award

Testimonials

Excellent
Based on 22 reviews
Liliana Garzon
Liliana Garzon
2024-01-21
David is very reliable and professional person. He was absolutely wonderful with the whole process. He was clear with everything related to document expenses and times, he explained and clarified all doubts. I will keep on investing with him for sure.
Jorge Christian Serna
Jorge Christian Serna
2024-01-19
If you looking for someone you can trust, David is reliable and professional. Our experience was 10/10 with no issues at all. Thank you David for your integrity.
Fabian Vargas
Fabian Vargas
2024-01-18
David and Daniela achive our goal of getting and affordable house within our budget. They know a lot of this business, they are updated with all the changes that happend everyday in the market, and the most important think is that they explained you. So you can have a better understanding of the process, which makes you feel comfortable. Something that really impressed me is that right before the closing date, we were able to get a lower interest rate because they were pain attention daily to the rates. That simply proofs they really care about their clients and to get them the best deal. I fully recommend them for your house search.
Julian Uribe
Julian Uribe
2024-01-18
Absolutely grateful for the advice and help David gave me in the development of my home purchase. My family and I were very lucky. I have already recommended it to some friends who were also able to complete their home buying projects. I hope to have the fortune of doing business with him again.
edward hernandez
edward hernandez
2024-01-18
We couldnt have been in better hands than David Cosma. Thank you. Not only is he very professional and experienced but he took care of us and was patient with our particular situation. Me and my wife couldnt be happier with our new home. The hard work and effort speaks for itself and we would highly recommend him .
Tatenda-Jane Mangere
Tatenda-Jane Mangere
2023-07-04
David Cosma is amazing. He went over above being just our family's Mortgage Broker. He was all that and more. He treated us like family. For me and my family, he really was God sent. I would recommend him to anyone who requires his services.
val carmona
val carmona
2023-05-06
Thank you David for helping us with the process of our first home purchase. From the very beginning, David was kind, patient, informative and quick to respond. He took the time to work with us, answered all of our questions and helped us get the best possible option for our situation. We will definitely work with David again in the future and would recommend him to anyone looking for a mortgage broker.
Taffy C
Taffy C
2023-05-05
Working with David was a real pleasure. He was reassuring, timeous in all his communication and ensured he provided all the options giving pros and cons. For first time home buyers our experience was smooth. l would recommend David to anyone in need of a mortgage broker.
Herbert Larios
Herbert Larios
2022-12-30
Nuestra Experiencia en la Venta de la casa fue muy especial. Aun nos Preguntamos Muchas Cosas que nos Pasaron. Gracias a Dios se nos dieron las cosas. Gracias a Dios nos Recomendaron al Sr. David Cosma Rivero un buen Realtor y muy Profesional nos dio las Recomendaciones para mejorar la casa y justo la Vendimos en tiempo Record 24 Horas duro en Venta. Tuvimos un buen tiempo para Prepararla y Gracias a Dios se Vendio. Lo Recomendamos . Gracias David y su Grupo .
EXPRESS CARE PHLEBOTOMY SOLUTIONS
EXPRESS CARE PHLEBOTOMY SOLUTIONS
2022-11-05
The above and Beyond Team they are knowledgeable, Helpful, and provides the best guidance to make the right decision for your family