Payment Assistance – David & Daniela

Down Payment Assistance

Secure Your Path to Homeownership:

Ontario’s Assistance Program Made Simple with David Cosma and Daniela Restrepo Real Estate and Mortgage

Are you dreaming of homeownership in Ontario, Canada?

The Home Ownership Assistant Program is here to make your dream a reality, and we’re your trusted guides through every step of the process. At David Cosma and Daniela Restrepo Real Estate and Mortgage, we specialize in helping you access this valuable program and handle all the details on your behalf.

Here's a detailed look at how we can assist you:

Initial Consultation

Our journey begins with a personalized consultation. We take the time to understand your financial goals and needs, ensuring we tailor our services precisely to your unique situation.

Program Assessment

We’ll help you determine the specific benefits and opportunities this program offers, tailored to your unique needs and circumstances.

Documentation and Application

We handle all the paperwork, making the process smooth and efficient. Our experts ensure that your application is completed accurately, and that all necessary documentation is in order.

Program Guidance

We provide guidance on navigating the program’s requirements and ensure that you meet all necessary criteria for participation.

Negotiation

If applicable, we’ll negotiate with lenders on your behalf to secure favorable terms and conditions for your mortgage.

Funds Access

Once approved, we manage the disbursement of any available funds, ensuring you receive the assistance you qualify for.

Ongoing Support

Our commitment doesn’t end with approval. We provide ongoing support and address any questions or concerns you may have throughout your journey to homeownership.

With David Cosma and Daniela Restrepo Real Estate and Mortgage, you can trust that we’ll handle every aspect of the Home Ownership Assistant Program with care and expertise. We’re dedicated to simplifying the process, so you can secure your path to homeownership in Ontario with confidence.

Ready to explore the possibilities with Ontario’s Home Ownership Assistant Program?

2019 – Gold Award

2020 – Directors

Award 2021 – President

2022 – Gold Award

Testimonials

Excellent

Based on 22 reviews

Liliana Garzon

2024-01-21

David is very reliable and professional person. He was absolutely wonderful with the whole process. He was clear with everything related to document expenses and times, he explained and clarified all doubts. I will keep on investing with him for sure.

Jorge Christian Serna

2024-01-19

If you looking for someone you can trust, David is reliable and professional. Our experience was 10/10 with no issues at all. Thank you David for your integrity.

Fabian Vargas

2024-01-18

David and Daniela achive our goal of getting and affordable house within our budget. They know a lot of this business, they are updated with all the changes that happend everyday in the market, and the most important think is that they explained you. So you can have a better understanding of the process, which makes you feel comfortable. Something that really impressed me is that right before the closing date, we were able to get a lower interest rate because they were pain attention daily to the rates. That simply proofs they really care about their clients and to get them the best deal. I fully recommend them for your house search.

Julian Uribe

2024-01-18

Absolutely grateful for the advice and help David gave me in the development of my home purchase. My family and I were very lucky. I have already recommended it to some friends who were also able to complete their home buying projects. I hope to have the fortune of doing business with him again.

edward hernandez

2024-01-18

We couldnt have been in better hands than David Cosma. Thank you. Not only is he very professional and experienced but he took care of us and was patient with our particular situation. Me and my wife couldnt be happier with our new home. The hard work and effort speaks for itself and we would highly recommend him .

Tatenda-Jane Mangere

2023-07-04

David Cosma is amazing. He went over above being just our family's Mortgage Broker. He was all that and more. He treated us like family. For me and my family, he really was God sent. I would recommend him to anyone who requires his services.

val carmona

2023-05-06

Thank you David for helping us with the process of our first home purchase. From the very beginning, David was kind, patient, informative and quick to respond. He took the time to work with us, answered all of our questions and helped us get the best possible option for our situation. We will definitely work with David again in the future and would recommend him to anyone looking for a mortgage broker.

Taffy C

2023-05-05

Working with David was a real pleasure. He was reassuring, timeous in all his communication and ensured he provided all the options giving pros and cons. For first time home buyers our experience was smooth. l would recommend David to anyone in need of a mortgage broker.

Herbert Larios

2022-12-30

Nuestra Experiencia en la Venta de la casa fue muy especial. Aun nos Preguntamos Muchas Cosas que nos Pasaron. Gracias a Dios se nos dieron las cosas. Gracias a Dios nos Recomendaron al Sr. David Cosma Rivero un buen Realtor y muy Profesional nos dio las Recomendaciones para mejorar la casa y justo la Vendimos en tiempo Record 24 Horas duro en Venta. Tuvimos un buen tiempo para Prepararla y Gracias a Dios se Vendio. Lo Recomendamos . Gracias David y su Grupo .

EXPRESS CARE PHLEBOTOMY SOLUTIONS

2022-11-05

The above and Beyond Team they are knowledgeable, Helpful, and provides the best guidance to make the right decision for your family