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The Team

The Team

A mighty team!

We are a close-knit family who worked towards turning our dream of becoming homeowners into a reality. While pursuing our own dream, we faced significant challenges, including a limited income and no initial down payment. Yet, against all odds, we made it happen.

During this journey, we discovered an opportunity to help others realize their dreams of homeownership. That’s how our mission began over a decade ago, dedicated to making the real estate and mortgage experience as seamless and stress-free as possible for people in the GTA, Simcoe county, Alberta and in Tampa, USA.

Fast forward to today, we’ve not only survived but thrived in this competitive and volatile market. We’ve encountered numerous complex situations and mastered a formula for buying, selling, and investing that we’ve successfully applied in our own lives. Today, we proudly own our personal residences and investment properties on both sides of the border (USA and Canada), all thanks to this tried-and-true formula.

The beauty of our approach is that we offer the same formula to our clients. We’ve had the privilege of assisting hundreds of families in their real estate and mortgage journeys, and many have become lifelong clients. We’re excited about the possibility of doing the same for you.

Whether you’re embarking on the journey to buy, sell, or invest in a home, don’t hesitate to reach out to us. We’re here to guide you every step of the way, just as we’ve done for so many others. Your dream of homeownership is within reach, and we’re here to help make it a reality for you too.

Foto Daniela_David

Why us

  • We are thrilled to be the one to help you directly. No middleman
  • Full service: Mortgage and Real-Estate all in one place
  • We can help you to relocate within Canada and in the USA
  • Our entrepreneurial mindset is perfect when looking to get into investment.
  • Our proven methods, advertising, wide network, and transparency make things simpler for you
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2019 – Gold Award
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2020 – Directors
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Award 2021 – President
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2022 – Gold Award

Testimonials

Excellent
Based on 22 reviews
Liliana Garzon
Liliana Garzon
2024-01-21
David is very reliable and professional person. He was absolutely wonderful with the whole process. He was clear with everything related to document expenses and times, he explained and clarified all doubts. I will keep on investing with him for sure.
Jorge Christian Serna
Jorge Christian Serna
2024-01-19
If you looking for someone you can trust, David is reliable and professional. Our experience was 10/10 with no issues at all. Thank you David for your integrity.
Fabian Vargas
Fabian Vargas
2024-01-18
David and Daniela achive our goal of getting and affordable house within our budget. They know a lot of this business, they are updated with all the changes that happend everyday in the market, and the most important think is that they explained you. So you can have a better understanding of the process, which makes you feel comfortable. Something that really impressed me is that right before the closing date, we were able to get a lower interest rate because they were pain attention daily to the rates. That simply proofs they really care about their clients and to get them the best deal. I fully recommend them for your house search.
Julian Uribe
Julian Uribe
2024-01-18
Absolutely grateful for the advice and help David gave me in the development of my home purchase. My family and I were very lucky. I have already recommended it to some friends who were also able to complete their home buying projects. I hope to have the fortune of doing business with him again.
edward hernandez
edward hernandez
2024-01-18
We couldnt have been in better hands than David Cosma. Thank you. Not only is he very professional and experienced but he took care of us and was patient with our particular situation. Me and my wife couldnt be happier with our new home. The hard work and effort speaks for itself and we would highly recommend him .
Tatenda-Jane Mangere
Tatenda-Jane Mangere
2023-07-04
David Cosma is amazing. He went over above being just our family's Mortgage Broker. He was all that and more. He treated us like family. For me and my family, he really was God sent. I would recommend him to anyone who requires his services.
val carmona
val carmona
2023-05-06
Thank you David for helping us with the process of our first home purchase. From the very beginning, David was kind, patient, informative and quick to respond. He took the time to work with us, answered all of our questions and helped us get the best possible option for our situation. We will definitely work with David again in the future and would recommend him to anyone looking for a mortgage broker.
Taffy C
Taffy C
2023-05-05
Working with David was a real pleasure. He was reassuring, timeous in all his communication and ensured he provided all the options giving pros and cons. For first time home buyers our experience was smooth. l would recommend David to anyone in need of a mortgage broker.
Herbert Larios
Herbert Larios
2022-12-30
Nuestra Experiencia en la Venta de la casa fue muy especial. Aun nos Preguntamos Muchas Cosas que nos Pasaron. Gracias a Dios se nos dieron las cosas. Gracias a Dios nos Recomendaron al Sr. David Cosma Rivero un buen Realtor y muy Profesional nos dio las Recomendaciones para mejorar la casa y justo la Vendimos en tiempo Record 24 Horas duro en Venta. Tuvimos un buen tiempo para Prepararla y Gracias a Dios se Vendio. Lo Recomendamos . Gracias David y su Grupo .
EXPRESS CARE PHLEBOTOMY SOLUTIONS
EXPRESS CARE PHLEBOTOMY SOLUTIONS
2022-11-05
The above and Beyond Team they are knowledgeable, Helpful, and provides the best guidance to make the right decision for your family